Convert USD to SEK US dollar ↔ Swedish krona Free Online Secure
Type an amount in US dollar and read it in Swedish krona at once. The page uses the European Central Bank's reference rate, and tells you which day that rate is from.
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Common amounts — Convert USD to SEK (US dollar ↔ Swedish krona)
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The last thirty days
Where these codes and rates come from
The three letters in EUR, USD or JPY are not an abbreviation someone invented for a website: they are ISO 4217, a standard in which the first two letters are the country's own code and the third is usually the initial of the currency. The figures on this page come from the European Central Bank, which publishes one set of reference rates each working day, around 16:00 Central European time, agreed between the central banks of the Eurosystem. They are a daily snapshot meant for statistics and accounting, not a live trading feed — which is exactly why they are the same number for everyone, rather than whatever one bank happened to quote at one moment.
Where you meet an exchange rate
You meet an exchange rate four or five times a year without thinking about it: booking a trip, paying an invoice issued abroad, buying from a foreign shop, reading a salary offer in another currency, or checking what a card charge really cost. In all of these the reference rate is the honest middle, and the price you actually pay sits a little to one side of it. Knowing the middle is what lets you see how wide that margin is.
Questions people ask
Is this the rate my bank will give me?
No, and no page can promise one. This is the European Central Bank's reference rate: the midpoint published once a day for statistics. A bank, a card scheme or an exchange office adds its own margin on top — usually between half a percent and three percent, sometimes more at an airport counter. Use this figure to judge the offer you are given, not to predict it.
How often does the figure change, and what happens at weekends?
The European Central Bank publishes once each working day, in the afternoon, Central European time. There is no publication on Saturdays, Sundays or TARGET holidays, so on those days the page shows the last working day's rate and says which day it belongs to. The chart alongside is one year of the same daily series.
Is the answer exact?
Where both units are defined in terms of one another by whole numbers, yes — the page says so above the figure, and the only rounding is in how many digits are shown. Where the ratio has no finite decimal, the page shows twelve significant digits and says the relation is approximate rather than pretending otherwise.
Does anything I type leave my device?
No. The arithmetic runs in your browser; nothing is uploaded and there is no server to upload it to. Load the page once and it keeps working with the network switched off.
Eight Swedish words that explain what a dollar is worth in kronor
Money is never only arithmetic; it carries the habits of the country that issues it. To read the Swedish krona well, an American does better to learn a handful of Swedish words than to memorise an exchange rate. Each of the eight below stands for a custom that affects the price you pay or the way you pay it, and together they explain why a trip to Sweden feels the way it does. When you need to Convert USD to SEK, this page does the arithmetic with the European Central Bank's reference rates, combining the dollar and krona rates against the euro, and shows the date of those rates. Your amount stays in your browser.
Krona: the unit itself
A crown, in the plural kronor
Anyone who needs to Convert USD to SEK for a bill should remember that the krona has no coins smaller than one.
The krona means crown, and its plural is kronor. It is divided into a hundred öre, but the öre coins were withdrawn in 2010, so prices are in whole kronor even if bills show decimals. The symbol is kr, written after the number, and the code is SEK. The central bank, Sveriges Riksbank, was founded in 1668 and claims to be the oldest in the world.
Notes and coins today
Sweden redesigned all its notes and coins between 2015 and 2016, putting figures from the arts such as Greta Garbo and Astrid Lindgren on notes. The old notes were withdrawn in 2017. Coins come in 1, 2, 5 and 10 kronor, and notes in 20, 50, 100, 200, 500 and 1,000. Few visitors will handle many of them, as the next word shows.
Swish: how Swedes pay each other
The app that replaced cash
Swish is a mobile payment app, linked to a bank account and to a digital identity called BankID, which most adult Swedes use to pay one another, to split a restaurant bill or to buy a second-hand coat. Visitors cannot normally use Swish, but cards and phone wallets work everywhere. Cash is accepted in fewer and fewer places, and some shops, buses and museums refuse it entirely.
What it means for an American
You will seldom need to Convert USD to SEK in banknotes. Bring a card with no foreign-transaction fee and a second from another network, and use them for everything. A small reserve of coins is useful for a public toilet or a locker. If your card is declined at a terminal, ask whether the shop accepts another card; you may not be able to pay in cash.
A word about tipping
Tips are not expected in Sweden, because service is included in the price and wages are high. Rounding up the bill or leaving a few kronor is enough. The American habit of twenty per cent would puzzle waiters.
Fika: coffee as an institution
The price of a pause
Before you Convert USD to SEK for a daily allowance, count two fikas as part of it.
Fika is the Swedish coffee and cake break, a ritual observed at work in the morning and the afternoon, and with friends at the weekend. A coffee and a cinnamon bun cost about 60 to 90 kronor in a city café, and a visitor who joins two fikas a day will spend a noticeable amount. When you Convert USD to SEK for a daily budget, put fika in it.
The cinnamon bun
The kanelbulle, a spiral roll of cinnamon and cardamom, even has its own day on 4 October. It is cheaper in bakeries than in cafés, and a morning stop for a bun and a coffee is among the best-value pleasures in the country.
Lagom: just the right amount
A national attitude to money
Lagom means not too much and not too little, and it describes Swedish attitudes to consumption, from furniture to taxes. Swedes pay high taxes and expect in return good public services, so showy spending is frowned upon. A visitor is struck by how restrained the prices and the manners are, even if the total at the till is large.
Prices that look high
It helps to Convert USD to SEK for a beer, a lunch and a room, then compare with an American city of your choice.
A beer in a bar costs around 70 to 100 kronor, a lunch dish 120 to 170, a hotel room in Stockholm from 1,200 to 2,500 kronor a night. In dollars these figures depend on the rate, but compared with the United States they are not very different for a main city, except for alcohol, which is dearer.
Systembolaget: the state shop for strong drink
Why wine is dear
When you Convert USD to SEK for a bottle in the state shop, the tax is already in the shelf price.
Beer above 3.5 per cent, wine and spirits are sold only in shops owned by the state, called Systembolaget. They close early on Saturdays and remain shut on Sundays. Prices are high because of taxes, and a bottle of wine costs between 100 and 200 kronor. Visitors who like wine often buy their duty-free allowance at the airport or ferry.
The reason behind it
The monopoly was created to limit alcohol abuse, and it is popular with the public. Staff are knowledgeable and the range is wide, but the system is not designed for bargains.
Allemansrätten: the right to roam
Nature for free
Campers who Convert USD to SEK for a week outdoors find the biggest cost is the food, not the pitch.
Under the right of public access, everyone may walk, cycle, ski, swim and camp for a night or two on uncultivated land, and pick berries and mushrooms, without paying anything. It is one reason that a Swedish holiday can be cheap if you spend it outdoors. Pitch a tent by a lake, cook on a stove, and the whole day costs next to nothing.
Responsibility goes with it
The right comes with duties: do not disturb, do not destroy. Keep away from houses and cultivated fields, take your rubbish with you and light no fires in dry weather. The rule is called freedom with responsibility, and Swedes take it seriously.
Midsommar: the great holiday
Flowers, herring and dance
Midsummer is celebrated on the Friday and Saturday closest to the solstice, with a decorated pole, dances, pickled herring and strawberries. Cities empty and shops close, so book accommodation early and shop beforehand. Prices of cabins and ferries are higher around the festival.
A budget for a long weekend
Visitors who Convert USD to SEK for the festival should add a margin for ferries and for the shops that are closed.
A visitor who spends midsummer in the countryside might pay 1,500 kronor a night for a cabin and 400 per person for the feast. Convert USD to SEK for these figures and plan a small reserve, since many shops are shut.
BankID: the key to everything
Identity and money
Newcomers who Convert USD to SEK before the move should keep the transfer receipt for the bank.
BankID is the digital identity issued by Swedish banks, and it is needed to log in to public services, sign contracts and use Swish. Newcomers wait for a personal identity number before they can get one, which can take weeks. Americans who move to Sweden for work should arrive with a card and enough money, converted at a good rate, for the first month.
Banks and American citizens
Because of US tax laws, some banks in Europe hesitate to open accounts for American citizens. In Sweden the situation is better than in some countries, but ask in advance. Americans must report foreign accounts to the American tax authorities above a threshold, wherever they live.
Dollars and kronor through the years
From six to eleven
Companies that had to Convert USD to SEK in 2022 found their costs falling by the month.
In the early 2010s a dollar bought around six or seven kronor. In 2022, with a strong dollar and a weak krona, it bought more than ten, a level not seen in decades. For Americans the result was that Sweden became cheaper than at almost any time in a generation.
Why the krona is a risk currency
The krona is a small currency, traded in much smaller volumes than the dollar or the euro. In times of fear, investors sell the krona first and buy dollars. In calm times, they buy it back. This makes the dollar-krona rate a barometer of global fear.
The euro vote
In September 2003, Swedish voters rejected the euro in a referendum, and the krona has remained independent since. In 2024 Sweden joined NATO, ending two centuries of military non-alignment. Neither event changed the currency, but both are reminders of the country's habit of deciding for itself.
Swedish Americans and the money between
Minnesota, Chicago and the heritage trail
More than four million Americans claim Swedish ancestry, concentrated in Minnesota, Wisconsin, Illinois and the Pacific Northwest. Their ancestors came in great numbers in the nineteenth century, fleeing poverty and seeking land, and the immigrant story is told in museums in Minneapolis and Chicago. Many descendants plan a visit to the parishes in Småland, Värmland or Dalarna where their families came from. A heritage trip is easily done on a modest budget, since guesthouses, trains and meals in the countryside cost far less than in Stockholm.
Most start by asking what a dollar will buy and then by searching parish records, which in Sweden are among the best preserved in the world. Many are digitised, and archivists will help for a fee quoted in kronor. When you Convert USD to SEK for the trip, allow for the archive, a car and a few nights in a rural cabin, and keep the receipts for your genealogy file.
Letters, names and spellings
Swedish surnames ending in -son were often changed in America: Johansson became Johnson, Andersson became Anderson. Parish records list the patronymic names and farm names that a family used before settling on a fixed surname. A good guide to Swedish naming customs saves hours.
Where the money comes from
For travellers on a pension or a student budget, the choice of where to stay is the major lever. Swedish hostels, called vandrarhem, cost 300 to 500 kronor a night and are open to all ages. Cabins in nature reserves are cheaper still, and a camping pitch costs between 150 and 300.
American business with Sweden
Volvo, Spotify and Ericsson in the American market
Sweden's most famous companies earn a large share of their revenue in the United States. Volvo sells cars and trucks there, Spotify has tens of millions of American subscribers, and Ericsson supplies telecoms equipment. They report in kronor, so a stronger dollar increases their revenue in kronor and a weaker one reduces it. Analysts read their quarterly reports with the exchange rate in mind.
American firms in Stockholm
Their euro-zone suppliers invoice in euros, so the team also checks Convert EUR to USD, and visitors who continue to London use Convert USD to GBP.
Google, Microsoft, Amazon and other American companies have offices in Stockholm, hiring engineers and sales staff. Salaries are in kronor, and group budgets in dollars. Finance teams usually fix a budget rate for the year and review it each quarter.
Small exporters and importers
An American shop that imports Swedish design, glass or food products pays in kronor or in euros. A Swedish exporter that sells to the United States may quote in dollars, taking the exchange-rate risk. A clause that adjusts the price if the rate moves by more than three per cent is common.
Studying and working in Sweden
Uppsala, Lund and Stockholm
American students come to Sweden on exchange programmes, as do researchers on fellowships. Tuition for exchange students is generally covered by the home university, while living costs are in kronor. A room in a student residence costs from 4,000 to 7,000 kronor a month, and a monthly pass for Stockholm's transit about 970.
Working in Sweden as an American
Americans with a job offer from a Swedish employer need a work permit, and their salary must meet a minimum set by the authorities. They are paid in kronor, taxes are deducted at source and the net salary arrives in the bank account on a fixed day each month. An American who wants to send money home each month will Convert SEK to USD, and the rate on that day decides the sum.
Health care and insurance
Residents are covered by the public health system once registered, and visits to a doctor cost a small fee, capped at a yearly maximum. Visitors should have travel insurance. The cost of insurance is in dollars, but the cost of care is in kronor, and the two are related only through the rate.
A cabin week in Dalarna
The practical budget
The family chooses to Convert USD to SEK for the whole week once, and then keeps a note of each day's spending.
A family of four rents a cabin in Dalarna for a week in July. The cabin costs 9,000 kronor, groceries about 4,000, fuel for the car 1,500, a visit to a living-history farm 500 and a canoe rental 600. Total: 15,600 kronor. They Convert USD to SEK for the entire budget and divide it by seven to get a daily allowance.
What they find
The week costs less than a comparable week in a New England cottage, and the lakes are warm enough to swim in. They discover that cash is not needed, even at the farm shop, which has a card reader and a Swish code. They leave a few coins for the children to buy sweets at the local shop.
Rules of the road
The limit on most roads outside towns is 80 or 90 kilometres an hour and 110 or 120 on motorways. Headlights must be on at all times. Elk warning signs are real, and the animals are large. The fine for speeding is calculated according to income in some cases, so slow down.
Using the converter
Dollars in, kronor out
Every time you Convert USD to SEK here, glance at the date beside the answer to see how fresh the rates are.
Type the amount in dollars. The page combines the dollar and krona rates against the euro and shows the result with the date. At weekends and on holidays you see the last published rate, and the page says so. A table of common amounts and a line of the last thirty days sit below. For the other direction, Convert SEK to USD applies the same rates the other way.
Neighbours of the pair
Euro, pound and the Nordic states
Sweden trades heavily with the euro area, so Convert USD to EUR and Convert EUR to SEK often complete a calculation. For Britain there is Convert GBP to SEK, and for the Swiss franc, the other safe haven, Convert USD to CHF.
Time and distance
Sweden is six hours ahead of New York. Convert EST to CET shows the winter gap. Swedes measure distances in kilometres and also in mil, a unit of ten kilometres, and Convert KM to MI turns a distance into American miles.
Mistakes when you Convert USD to SEK
Krona against krone
Sweden has the krona (SEK), Denmark and Norway the krone (DKK and NOK). The three are worth different amounts, so check the code.
Counting on cash
Many places in Sweden do not accept cash at all. Do not rely on notes.
An old rate
A rate from last month may be out by several per cent. The date next to the result is there to prevent that.
Short answers
How do I Convert USD to SEK here?
Type the dollars in the first field. The page shows the kronor at the latest reference rates, with their date.
Is the amount stored?
No. It stays in your browser.
Private by design
Only the table of rates is fetched. The number you type never leaves your browser, and no account is needed. It is a quiet way to Convert USD to SEK without telling a website what you plan to spend.
The takeaway
To Convert USD to SEK, enter the dollars and read the kronor at the European Central Bank's latest reference rates, with their date. The figure is the midpoint of the market, so any counter will give a little less. Pay by card in kronor, skip the tip, plan for fika and remember that the krona moves more than the euro in nervous times.