Convert SEK to CHF Swedish krona ↔ Swiss franc Free Online Secure
Type an amount in Swedish krona and read it in Swiss franc at once. The page uses the European Central Bank's reference rate, and tells you which day that rate is from.
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Common amounts — Convert SEK to CHF (Swedish krona ↔ Swiss franc)
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| 5 | |
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The last thirty days
Where these codes and rates come from
The three letters in EUR, USD or JPY are not an abbreviation someone invented for a website: they are ISO 4217, a standard in which the first two letters are the country's own code and the third is usually the initial of the currency. The figures on this page come from the European Central Bank, which publishes one set of reference rates each working day, around 16:00 Central European time, agreed between the central banks of the Eurosystem. They are a daily snapshot meant for statistics and accounting, not a live trading feed — which is exactly why they are the same number for everyone, rather than whatever one bank happened to quote at one moment.
Where you meet an exchange rate
You meet an exchange rate four or five times a year without thinking about it: booking a trip, paying an invoice issued abroad, buying from a foreign shop, reading a salary offer in another currency, or checking what a card charge really cost. In all of these the reference rate is the honest middle, and the price you actually pay sits a little to one side of it. Knowing the middle is what lets you see how wide that margin is.
Questions people ask
Is this the rate my bank will give me?
No, and no page can promise one. This is the European Central Bank's reference rate: the midpoint published once a day for statistics. A bank, a card scheme or an exchange office adds its own margin on top — usually between half a percent and three percent, sometimes more at an airport counter. Use this figure to judge the offer you are given, not to predict it.
How often does the figure change, and what happens at weekends?
The European Central Bank publishes once each working day, in the afternoon, Central European time. There is no publication on Saturdays, Sundays or TARGET holidays, so on those days the page shows the last working day's rate and says which day it belongs to. The chart alongside is one year of the same daily series.
Is the answer exact?
Where both units are defined in terms of one another by whole numbers, yes — the page says so above the figure, and the only rounding is in how many digits are shown. Where the ratio has no finite decimal, the page shows twelve significant digits and says the relation is approximate rather than pretending otherwise.
Does anything I type leave my device?
No. The arithmetic runs in your browser; nothing is uploaded and there is no server to upload it to. Load the page once and it keeps working with the network switched off.
Two neutral countries, two very different currencies: the franc that investors run to and the krona that they sometimes leave
Sweden has not fought a war since 1814, when a brief campaign against Norway ended with a union of crowns. Switzerland has not fought one since 1847, and its neutrality was recognised by the great powers at the Congress of Vienna in 1815. For two centuries the two countries watched the rest of Europe tear itself apart from the safety of the sidelines, and both built a national identity on staying out. Yet their money tells a different story. The Swiss franc is regarded as one of the safest currencies in the world, a place where investors park their savings when trouble starts, while the Swedish krona belongs to a small, trade-dependent economy and tends to weaken when the world becomes nervous. The result is an exchange rate that moves in ways that reflect the global mood as much as either country's own news. Use this page to Convert SEK to CHF with the daily reference rates published by the European Central Bank, in which the Swedish krona and the Swiss franc are both quoted against the euro; the page combines them into a krona-franc figure and prints its date under the result. The amount you type never leaves your browser.
Using the converter
Kronor go in, francs come out
Write your sum and Convert SEK to CHF, then keep the date on the answer, because it belongs to the number.
Write an amount in Swedish kronor and the page shows its value in Swiss francs and centimes, with the date of the fixing used. A franc is worth roughly ten to twelve kronor, so the answer is about a tenth of the number you typed. A fixing is published once each working day; on weekends and public holidays the page repeats the last one and says so. A table of round sums and a graph of the last thirty days sit beneath the box. For the opposite direction, from francs into kronor, open Convert CHF to SEK.
Measuring an offer against the reference
Whatever a counter promises, Convert SEK to CHF first and calculate the difference in per cent.
The number on the screen is the midpoint of the market on a working day, before any bank has added its margin. A counter, an app or a card will give you less, and the gap in per cent is the price of the service: under one per cent is very good, two or three per cent is normal, above four deserves a second opinion. Use every Convert SEK to CHF as the yardstick. The examples below assume an invented, round rate of eleven kronor to the franc, picked only so the arithmetic stays tidy. It is not a forecast and not today's price, so replace it with the live figure.
The safe haven and the risk currency
Why the franc rises in a crisis
In a stormy month, Convert SEK to CHF twice, once at the start and once at the end, and note how far the rate moved.
Switzerland has a small, rich economy with a long record of low inflation, large current account surpluses, strong public finances and a political system that rarely lurches. When a financial storm breaks, investors sell riskier assets and buy francs, which pushes the Swiss currency up even when Switzerland itself is not the cause. This happened in 2008, in the euro crisis of 2011 and in the early weeks of the pandemic. For Swiss exporters, a strong franc is a headache, since their goods become dearer abroad. For Swiss holidaymakers it is a gift, and for Swedes who save in kronor and plan to spend in Switzerland it is a nuisance.
Why the krona falls
The Swedish krona is the opposite case. It belongs to a country with ten million people, an economy open to trade and a currency that few foreigners hold. In a global shock, investors tend to sell it first, and so it weakens against the euro, the dollar and the franc, only to recover when the mood improves. Swedish economists call it a pro-cyclical currency. For a traveller, that means that the krona price of a week in the Alps can rise sharply in a bad year, even if nothing changes in Switzerland itself.
The day the floor disappeared
Sudden moves are rare but real, so Convert SEK to CHF on the day of payment and not weeks before.
In September 2011 the Swiss National Bank, alarmed by the rush into francs, declared that it would not allow the euro to fall below 1.20 francs and defended that floor by printing francs and buying euros. On 15 January 2015 it suddenly abandoned the floor, and within minutes the franc jumped by almost a fifth against the euro, with some brokers failing and mortgage holders in Poland and Hungary who had borrowed in francs facing sudden misery. The episode is a reminder that even a currency with a safe reputation can move sharply, and why a fresh Convert SEK to CHF is better than a memory.
Two humanitarians
Henri Dunant and the Red Cross
The Red Cross was founded in Geneva in 1863 by a Swiss businessman named Henri Dunant, who had watched thousands of wounded soldiers left to die after the battle of Solferino in 1859. His campaign led to the first Geneva Convention in 1864, and to the red cross on a white background, the reverse of the Swiss flag. Dunant won the first Nobel Peace Prize in 1901. The organisation's international headquarters are still in Geneva, and its museum, with the story of the founding and the exhibitions on humanitarian action, is one of the city's most visited, at around 15 to 20 francs entry.
Folke Bernadotte and the white buses
The Swedish part of the story belongs to Folke Bernadotte, a count from the royal family and vice-chairman of the Swedish Red Cross, who in the spring of 1945 negotiated with the German leadership to evacuate prisoners from concentration camps in a convoy of white-painted buses. The operation, known as the White Buses, brought out around 15,000 people, more than half of them Scandinavians. In 1948 Bernadotte was appointed the United Nations mediator for Palestine and was assassinated in Jerusalem. Statues and street names across Sweden carry his name.
Raoul Wallenberg
Another Swedish diplomat, Raoul Wallenberg, issued protective passports to thousands of Jews in Budapest in 1944, setting up safe houses under Swedish and Swiss protection. The Swiss consul Carl Lutz did similar work in the same city, and the two sets of safe houses sheltered tens of thousands. Wallenberg was arrested by the Soviet army in January 1945 and never returned. The stories of these men show a practical side of neutrality: a country outside the war can sometimes do what the warring parties cannot.
A Swedish-Swiss company
ASEA and Brown Boveri
In 1988 the Swedish electrical engineering company ASEA, founded in Västerås, and the Swiss company Brown, Boveri & Cie, from Baden near Zurich, merged to form ABB, one of the largest engineering groups in the world, with its headquarters in Zurich. It makes robots, power grids, motors and drives, and employs well over a hundred thousand people. The merger was an early example of a cross-border deal between two European countries that were not yet in the same market, and it remains one of the best-known links between the two economies.
Banking and trade
For a quarterly budget, Convert SEK to CHF on the first working day and keep the figure for the invoices.
Both countries have powerful private banks, pharmaceutical industries and precision manufacturing. Swiss firms like Nestlé and Roche have large operations in Sweden, and Swedish firms like Ericsson and Atlas Copco are active in Switzerland. Bilateral trade amounts to tens of billions of kronor each year. If you work for a firm with offices in both countries, you will often meet the exchange rate in budgets and invoices. A simple Convert SEK to CHF at the start of the quarter fixes a reference for the planning.
Switzerland on a Swedish budget
The price of an Alpine week
Switzerland is one of the most expensive countries in the world, and a Swede who is used to high prices will still wince. A coffee in a cafe costs 4.50 to 6 francs, a main course in an ordinary restaurant 25 to 40, a hostel bed 40 to 60, a mid-range hotel room 180 to 300, and a day ski pass in a big resort 75 to 100. At the invented rate of eleven kronor to the franc, a coffee at 5 francs is 55 kronor, a 30-franc dinner 330, a 250-franc room 2,750. Convert SEK to CHF for each line and your plan takes shape.
Trains and passes
Before you choose between a pass and single tickets, Convert SEK to CHF for each and compare the totals.
Swiss trains, buses and boats are among the best in the world, and they run to the minute. A Swiss Half Fare Card, which halves the cost of most tickets for a month, costs around 120 francs, and a Swiss Travel Pass for consecutive days costs from about 250 francs for three days and more for longer. Whether a pass pays off depends on your route. The Gotthard Base Tunnel, opened in 2016, is the longest railway tunnel in the world at 57 kilometres and cuts the journey between Zurich and Lugano to under two hours.
Mountains, metres and miles
The summits are measured in metres. The Matterhorn is 4,478 metres high, and the Jungfraujoch railway station is at 3,454. If you are comparing with American or British guides, Convert m to ft turns them into feet, Convert km to mi turns kilometres into miles and Convert °C to °F gives the temperature in Fahrenheit. Switzerland and Sweden share the same time zone, so there is no jet lag, and Convert CET to GMT helps with calls to Britain.
Paying in Switzerland
Francs, euros and cards
If a shop quotes euros, Convert SEK to CHF and compare it with the franc price on the shelf.
Switzerland uses its own franc, divided into 100 centimes, or Rappen in German, and its notes are printed vertically. Some shops in border towns and tourist areas accept euros, but the change comes back in francs and the rate is poor. Cards are accepted nearly everywhere, and contactless payment is common. A cash machine may offer to convert your withdrawal into kronor; refuse and take francs. Tipping is included in restaurant prices by law, though rounding up the bill is appreciated.
The cost of changing at a station
Exchange counters at railway stations and airports charge a margin of several per cent, and some add a fixed fee. For a few hundred francs, the loss is a few dozen. If you must change cash, do it once, in a bank, and compare the offer with the figure above. For larger sums, use a card or a transfer instead.
One country, four languages, one currency
Franc, Franken, franco
Switzerland has four national languages, and the money has a name in each of them. In French-speaking Geneva it is the franc and its hundredth the centime, in German-speaking Zurich the Franken and the Rappen, in Italian-speaking Lugano the franco and the centesimo, and in the small Romansh-speaking valleys of the east the franc and the rap. The notes carry all four names, and the coins say Helvetia, the Latin name of the country, which saves the mint from choosing a language. Banknotes of the current series are vertical, with bright colours and images such as a hand, a river and a glacier. The ninth series, issued from 2016, is built around the theme of the many faces of Switzerland rather than around national heroes.
A federal state with a single bank
The Swiss National Bank in Zurich and Bern issues the money and sets the interest rate. The Swiss rate has often been lower than the Swedish one, which means that Swiss savings earn little, while borrowers pay little. In the early 2020s the Swiss rate was close to zero or even negative for several years, while Sweden's Riksbank also experimented with negative rates between 2015 and 2019. The two central banks are among the oldest in Europe and keep a close eye on each other's moves.
Why this matters to a traveller
A low Swiss inflation rate means prices stay stable over time, so what you pay for a coffee this year is close to last year's price. Swedish prices have moved more, and the krona has weakened in the same period. The combination can make Switzerland look more costly each year in Swedish money, even when nothing changes on the Swiss price tags.
Chocolate, cheese and watches
What to bring home
Switzerland's best-known products are chocolate, cheese and watches. A bar of good chocolate in a supermarket costs 2 to 4 francs, a luxury box from a confectioner 15 to 40, and a piece of Gruyère or Emmental from a mountain dairy 8 to 15 per hundred grams. Watches range from 100-franc plastic models to hundreds of thousands for handmade pieces. The Swiss watch industry exports more than 20 billion francs a year, much of it to Asia. A museum of watchmaking in La Chaux-de-Fonds and another in Geneva show the craft, and entry costs 10 to 20 francs.
The cheese rules
Raclette, fondue and rösti are the dishes of the Alps. Fondue is a pot of melted cheese with white wine and kirsch into which you dip cubes of bread. A custom, perhaps invented but widely observed, says that anyone who drops a piece of bread into the pot buys the next round. A fondue for two costs 45 to 70 francs in a restaurant, or 500 to 770 kronor at the invented rate. It is better shared than eaten alone.
Customs for food
Switzerland is not in the EU customs union, though it has wide agreements with it. Visitors may bring in a limited quantity of food, alcohol and tobacco for personal use; in the other direction, the limits depend on the Swedish rules for goods from outside the EU. Keep your receipts, and check the allowances before you buy a large amount of cheese or watches.
A ski week, with figures
Why Swedes ski in the Alps
Swedes have their own mountains, but the Alps offer higher peaks, longer runs and a more reliable snowfall, especially in March. Resorts like Verbier, Zermatt, St. Moritz and Davos draw thousands of Scandinavian visitors every winter. A week of lift passes, rental and lessons costs 800 to 1,500 francs per person, before accommodation. Cheaper options exist in smaller resorts such as Lenk or Andermatt, where the same pass can be 30 per cent less.
A sample budget
For a week of skiing for one person, take 6 days of lift passes at 75 francs, 450 in all; equipment hire at 40 a day, 240; lodging in a shared apartment at 90 a night, 630; meals and drinks at 60 a day, 420; and the train from Zurich at 80. The total is 1,820 francs, or 20,020 kronor at the invented rate. Convert SEK to CHF for each line and you will see which cuts hurt least. The biggest saving usually comes from staying in a village down the valley and taking the bus up.
Insurance and safety
Mountain rescue is not free in Switzerland, and a helicopter evacuation can cost several thousand francs. Make sure your travel insurance covers winter sports and off-piste activity, and take a card with the number for emergency services. Avalanche warnings are posted at lifts every day; heed them.
Other krona conversions
If the trip goes on
Travellers who continue to the euro area can use Convert SEK to EUR, those who fly on to Britain Convert SEK to GBP, and those who return through Poland Convert SEK to PLN. For francs against the euro, see Convert EUR to CHF.
A short routine
When you exchange or spend, note the rate and date. At home, check the note against your statement.
Mistakes to avoid
Booking in the wrong currency
A hotel page in euros hides a margin, so Convert SEK to CHF and compare it with the franc rate.
An Alpine hotel may offer a price in euros or kronor on its booking page. Compare that with the franc price after you Convert SEK to CHF, and book the cheaper.
Forgetting how fast the franc moves
A rate from a month ago may be well off in a turbulent period. Check the date.
Taking the terminal's offer
A terminal that offers to charge you in kronor uses its own rate. Choose francs.
In short
Only the table of daily rates is fetched from the network; your amount stays in the browser and no account is needed. From a neutral country to another, one habit keeps its value: Convert SEK to CHF, read the date and weigh every offer against the figure on this page.