Convert EUR to SEK Euro ↔ Swedish krona Free Online Secure
Type an amount in Euro and read it in Swedish krona at once. The page uses the European Central Bank's reference rate, and tells you which day that rate is from.
Nothing uploaded
Common amounts — Convert EUR to SEK (Euro ↔ Swedish krona)
| EUR | SEK |
|---|---|
| 1 | |
| 5 | |
| 10 | |
| 20 | |
| 50 | |
| 100 | |
| 250 | |
| 500 | |
| 1000 | |
| 5000 |
The last thirty days
Where these codes and rates come from
The three letters in EUR, USD or JPY are not an abbreviation someone invented for a website: they are ISO 4217, a standard in which the first two letters are the country's own code and the third is usually the initial of the currency. The figures on this page come from the European Central Bank, which publishes one set of reference rates each working day, around 16:00 Central European time, agreed between the central banks of the Eurosystem. They are a daily snapshot meant for statistics and accounting, not a live trading feed — which is exactly why they are the same number for everyone, rather than whatever one bank happened to quote at one moment.
Where you meet an exchange rate
You meet an exchange rate four or five times a year without thinking about it: booking a trip, paying an invoice issued abroad, buying from a foreign shop, reading a salary offer in another currency, or checking what a card charge really cost. In all of these the reference rate is the honest middle, and the price you actually pay sits a little to one side of it. Knowing the middle is what lets you see how wide that margin is.
Questions people ask
Is this the rate my bank will give me?
No, and no page can promise one. This is the European Central Bank's reference rate: the midpoint published once a day for statistics. A bank, a card scheme or an exchange office adds its own margin on top — usually between half a percent and three percent, sometimes more at an airport counter. Use this figure to judge the offer you are given, not to predict it.
How often does the figure change, and what happens at weekends?
The European Central Bank publishes once each working day, in the afternoon, Central European time. There is no publication on Saturdays, Sundays or TARGET holidays, so on those days the page shows the last working day's rate and says which day it belongs to. The chart alongside is one year of the same daily series.
Is the answer exact?
Where both units are defined in terms of one another by whole numbers, yes — the page says so above the figure, and the only rounding is in how many digits are shown. Where the ratio has no finite decimal, the page shows twelve significant digits and says the relation is approximate rather than pretending otherwise.
Does anything I type leave my device?
No. The arithmetic runs in your browser; nothing is uploaded and there is no server to upload it to. Load the page once and it keeps working with the network switched off.
Sweden, the krona and the country that nearly forgot cash
A European Union member that said no to the euro
Sweden joined the European Union in 1995 and was supposed to adopt the euro in due course. On 14 September 2003 its voters were asked directly, and a clear majority said no. Since then the krona has remained the country's money, and every visitor, buyer and supplier from the euro area has had to face the same small calculation. To Convert EUR to SEK is the first thing most people do when they plan a trip to Stockholm, order from a Swedish web shop or open a contract with a Swedish partner. This page does it with the European Central Bank's reference rate and shows the date of that rate.
What this text covers
The explanation below is about the pair: how the Swedish krona is built and why it is called a crown, how Sweden became one of the most cashless societies on earth, what happened to the krona in the last decade, what the euro buys in Stockholm, Gothenburg and the north, how to pay without the hidden fees, and what firms that trade with Sweden should watch. Your amount never leaves your browser.
Using the converter
Euros in, kronor out
Each time you Convert EUR to SEK on this page, the date beside the answer tells you how old the rate is.
Type the amount in euros. The page multiplies it by the published rate, which states how many kronor one euro buys, and shows the result together with the date. At weekends and on public holidays you see the last published rate, and the page says so rather than putting today's date on an older figure.
The table and the line
For a shopper who must Convert EUR to SEK for a basket of prices, the table is quicker than retyping each amount.
Under the converter there is a table with common amounts from one euro to five thousand, so that you can read off a price without retyping, and a line showing the last thirty days of rates. The line shows quickly whether the krona has been calm, which matters before a bigger payment.
Back from kronor to euros
When you have kronor left over or want to see a Swedish invoice in euros, Convert SEK to EUR applies the same rate in the opposite direction.
What the reference rate represents
The reference rate is the midpoint of the market agreed once a day at about 16:00 in Frankfurt. Banks and exchange offices quote slightly less when you sell euros, and the gap is their fee. The page shows the midpoint so that you can measure that gap for yourself.
The krona in outline
A crown with a long past
The name krona means crown, and the plural is kronor. The currency was introduced in 1873, when Sweden joined a monetary union with Denmark, later joined by Norway. The union collapsed during the First World War, but each country kept the name, which is why you find a krona in Sweden, a krone in Denmark and Norway and a koruna in Czechia.
The oldest central bank in the world
Sveriges Riksbank, founded in 1668, claims to be the oldest central bank in the world. It issues the krona, sets the interest rate and answers directly to the parliament, not to the government. Its independence is old and carefully guarded.
One hundred öre
A krona is divided into one hundred öre, but the öre coins were withdrawn in 2010, and prices are in whole kronor even though bills may show decimals. The symbol is kr, written after the number, and the ISO code is SEK.
New notes in 2015 and 2016
Sweden redesigned all its notes and coins between 2015 and 2016, showing figures from the arts, among them Greta Garbo and Astrid Lindgren on notes. The old notes were withdrawn from circulation in 2017, and the Riksbank still exchanges some of them on request.
The cashless country
How it happened
Sweden is the most advanced cashless society in Europe. Bank branches stopped handling cash years ago, many shops post signs saying they do not accept notes or coins, and a growing number of buses and museums are card-only. Cash now accounts for only a few per cent of payments.
Swish and BankID
Most Swedes pay each other with a phone app called Swish, linked to a bank account through an electronic identity called BankID. Visitors cannot normally use these systems, but cards and mobile wallets work everywhere.
What it means for a visitor
Because cards are accepted everywhere, you rarely need to Convert EUR to SEK in cash, and a card without foreign fees is the best tool.
You will rarely need to Convert EUR to SEK into banknotes. Bring a card with no foreign-transaction fee, and a second card as a backup. Keep a few coins for a public toilet or a coat check if you must, but expect not to need them.
Using a card well
Cards from other European countries are accepted. When a terminal offers to charge you in euros, choose kronor, because the conversion by the terminal's operator is usually worse than your bank's.
The krona across the last decade
Strong in the 2000s
During the 2000s a euro bought between nine and ten kronor, and Sweden looked rich to visitors from the continent. After the global financial crisis the krona fell sharply, then recovered. A Swedish holiday became cheaper for euro-area travellers.
Negative interest rates
From 2015 the Riksbank charged banks negative interest on deposits, one of the first central banks to do so, and kept rates near zero for years. The krona weakened, especially after 2020, and in 2022 and 2023 it fell to record lows against the euro.
The meaning for your budget
Before you Convert EUR to SEK for a purchase some months away, glance at the thirty-day line for hints of a trend.
A weak krona makes Sweden cheaper for you and exports from Sweden more competitive. If you have to Convert EUR to SEK for a payment months ahead, remember that the rate can move several per cent in a quarter.
What moves the pair
The Riksbank and the ECB
Treasurers who Convert EUR to SEK for payrolls usually avoid the day of a policy decision.
When the Riksbank raises rates faster than the ECB, the krona tends to rise, and vice versa. Both banks publish a calendar in advance, and the days around their meetings tend to be lively.
Exports and the housing market
Sweden is a major exporter of cars, telecoms equipment and machinery, and its currency tends to follow global growth. Domestically, a large share of household debt is tied to housing, so interest-rate decisions weigh heavily on spending.
Risk appetite
The krona is a small currency and tends to weaken when investors are fearful, because they sell smaller currencies first. In calmer times it recovers. This makes it a barometer of the mood of the market.
What a euro buys in Sweden
Stockholm and the big cities
Sweden is not cheap. A coffee costs between three and four euros, a lunch from twelve to eighteen, a night in a mid-range hotel from a hundred to a hundred and fifty. A public transport ticket in Stockholm is about three euros. If you Convert EUR to SEK for these figures before you go, the numbers on menus will make sense.
Alcohol and the state shops
When you Convert EUR to SEK for a bottle in a state shop, remember that the shelf price includes heavy taxes.
Strong drinks are sold only in the state-owned shops called Systembolaget, with limited hours and high prices. A bottle of wine costs the equivalent of ten to fifteen euros, a beer in a bar six or more. Bring any duty-free allowance if you want to save.
Nature, midsummer and the north
The country's real attraction is nature: forests, lakes, the archipelago and the northern lights. The right of public access allows you to walk, camp and pick berries almost anywhere. Cabins in the north are priced in kronor, usually with a deposit.
Design, furniture and fashion
IKEA, H&M, Volvo, Spotify and Ericsson are Swedish names. Furniture bought in Sweden costs less than abroad, and clothing from Swedish brands is often cheaper at home than in export markets. Check the price in kronor against the same item in euros.
Business with Sweden
Selling to Swedish customers
Sellers who must Convert EUR to SEK to publish a list usually refresh it once a quarter with a safety margin.
Swedish customers expect prices in kronor, and online shops that quote in euros can lose sales. A seller in the euro area has to choose between quoting in kronor and updating the list regularly, or in euros and asking the buyer to bear the exchange risk. A margin of three to five per cent is usual when lists are updated quarterly.
Invoicing and VAT
Swedish VAT, at twenty-five per cent, is charged on the krona value of an invoice, converted at the Riksbank's rate if the invoice is in euros. Swedish accountants therefore use that rate.
Time
Sweden is on Central European time, like Germany, France and Poland. To plan a call with colleagues in Britain, Convert CET to GMT gives the gap.
Units in Sweden
Swedes measure distances in kilometres, but also in a unit called the mil, which is ten kilometres. When a Swede says it is three mil to the lake, it is thirty kilometres. American readers can Convert KM to MI to see the same distance in statute miles.
Moving to Sweden: the money side of the first months
The personal number problem
Newcomers who Convert EUR to SEK before they arrive should keep the receipt of the transfer for the bank.
Almost everything in Swedish life, from opening a bank account to signing up for a mobile contract, depends on a personal identity number issued by the tax authority to residents. New arrivals sometimes wait weeks for it, and until it comes they cannot use the Swedish payment apps. The practical advice is to arrive with a card that works abroad and enough money, converted at a good rate, to cover the first month. When you Convert EUR to SEK for that purpose, add a cushion of ten per cent for the unexpected.
Opening an account
Once you have the number and a residence permit or registration, you can open a bank account, receive a BankID and use Swish. Salaries are paid directly into the account, taxes are withheld at source, and bills are paid by e-invoice. Many newcomers keep an account at home in euros for savings and transfer an agreed sum each month.
Housing
Rents in Stockholm and Gothenburg are regulated and queues for rent-controlled flats can last years, so newcomers often sublet at higher rents. A room in a shared flat in Stockholm costs from 6,000 to 10,000 kronor a month. Deposits are not standard, but agents may ask for a few months' advance. Write everything in kronor in your budget, and convert once.
A note on utilities
Heating is often included in the rent in apartment buildings, which makes winter less of a budget shock than in some countries, but electricity for the flat is billed separately, according to consumption.
Students in Lund, Uppsala and Stockholm
Tuition and fees
Study at Swedish universities is free for citizens of the European Union, while students from outside pay tuition in kronor, often quoted in euros in prospectuses. Students from the euro area should check their programme's rules and the cost of a student union membership, which is compulsory at some universities.
A budget for the term
The Swedish authorities estimate that a student needs about 10,000 kronor a month for rent, food, transport and books. Convert that sum into euros and multiply by the number of months, then add a cushion for travel home. Many students find that the cost of food in supermarkets is manageable if they cook, while eating out is dear.
Part-time work and grants
Students can work part-time without special permits if they are citizens of the European Union. Wages are in kronor, and the tax is withheld at source. Grants from home in euros should be converted at regular intervals so that a single bad day does not decide the budget.
A summer week: midsummer, lakes and fika
The Swedish midsummer
Midsummer is the biggest holiday of the year in Sweden, celebrated at the weekend closest to the solstice with dancing around a pole, herring and strawberries. Many Swedes leave the cities, shops close and public transport thins out. If you travel then, book early and bring a card.
Cabins and camping
A cabin by a lake costs from eighty to two hundred euros a night, depending on the region and the season. Camping is cheaper, and the public right of access allows a tent for one or two nights almost anywhere in the countryside, except near homes. Prices of cabins are posted in kronor, and you may be asked to pay a deposit.
Fika as a budget item
Fika is the Swedish coffee-and-cake break and a cherished institution. A coffee and a cinnamon bun cost about six to eight euros together in a city café, a bit less in smaller places. Plan on two fikas a day and the sum is not negligible: Convert EUR to SEK for the daily budget and include them.
Weather and clothing
Summers are mild and winters long. Forecasts are in Celsius; American readers who want the figure in Fahrenheit can Convert C to F. Bring layers and a waterproof jacket in any season.
Swedish companies and the krona
Exporters and reporting
Large Swedish firms such as Volvo, Ericsson, H&M and Spotify earn much of their revenue outside Sweden and report in kronor. When the krona weakens, foreign sales are worth more kronor, and profits in kronor rise even if business volumes are unchanged. Analysts therefore separate currency effects from underlying growth.
Suppliers and small businesses
Small firms that buy components from the euro area face the opposite effect: a weaker krona makes inputs dearer. Many of them hedge a part of their needs or add an exchange-rate clause to long contracts.
Prices of the same item in two currencies
If a Swedish web shop sells in both euros and kronor, the euro price is often set from the reference rate with a margin of a few per cent. Check the kronor price against the converted figure and decide which route is cheaper.
Neighbours in the north
Norway, Denmark and others
Denmark and Norway have their own kroner, and a trip across Scandinavia may involve all three. The pages for the United States dollar, Convert USD to SEK, and the British pound, Convert GBP to SEK, help with trade outside the euro area, and the euro-dollar pair is on Convert EUR to USD.
Poland across the Baltic
Swedish firms trade heavily with Poland, which keeps its own currency as well, and a trader may need Convert EUR to PLN in the same week.
Mistakes when you Convert EUR to SEK
Mixing up the krona and the krone
Sweden has the krona, SEK. Denmark has the krone, DKK, and Norway the krone, NOK. The three are worth different amounts. Always check the code.
Expecting to pay in cash
In Sweden many places do not accept cash at all. Do not rely on notes.
Paying in euros by choice
A terminal that offers euros is not doing you a favour. Choose kronor.
An old rate
A rate from last month may be wrong by several per cent. The date next to the result is there to stop that.
Short answers
How do I Convert EUR to SEK here?
Type the euros in the first field. The page shows the kronor at the latest reference rate, with its date.
Why do I not need cash in Sweden?
Because almost every business takes cards and phone payments, and many refuse cash.
Is my amount stored?
No. It stays in your browser.
Your amount stays with you
Only the table of rates is fetched. The number you type never leaves your browser, and no account is needed. It is a calm way to Convert EUR to SEK without telling a website what you plan to buy.
In short
To Convert EUR to SEK, type the euros and read the kronor at the latest reference rate of the European Central Bank, with its date. It is the midpoint of the market, so any real offer will be a little worse. Pay by card in kronor, decline the terminal's offer of euros, and keep in mind that Sweden hardly uses cash.